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Formulas, calculators, practice problems and study guides for TVM, NPV, WACC, and more. For accounting homework, AccountingIQ, our solver app, shows every step.
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Finance Class Topics
Study guides for the core finance class concepts
Time Value of Money
Learn present value, future value, annuities, and discounting for class problems. TVM is the foundation of every finance course and appears on virtually every exam. Once you master the timeline approach, most other finance topics become variations of the same discounting logic.
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Capital Budgeting
Master NPV, IRR, payback, and project cash-flow setup. Capital budgeting helps firms decide which long-term investments create value. Getting the cash flow identification right is often harder than the math itself, since you must separate incremental project effects from sunk costs and existing operations.
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Bond Valuation
Price coupon and zero-coupon bonds with exam-ready workflows. Understand the inverse relationship between yields and bond prices. Bond math appears in corporate finance, investments, and CFA exams, making it one of the most frequently tested topics across finance courses.
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WACC & Cost of Capital
Compute WACC and use it as the discount rate for project valuation. Understanding cost of capital is crucial for corporate finance decisions because it sets the minimum return a firm must earn. The calculation blends the cost of equity (usually from CAPM) with the after-tax cost of debt, weighted by market values.
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Financial Statements Analysis
Read income statements, balance sheets, and cash-flow statements like a pro. Ratio analysis turns raw numbers into decision-ready insights. Most finance interview questions start with financial statement data, so learning to quickly extract key ratios and spot trends is a practical career skill beyond the classroom.
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Risk and Return
Quantify risk with standard deviation, beta, and the Capital Asset Pricing Model. Learn how diversification reduces portfolio risk without sacrificing expected return. This topic connects theoretical finance to practical investing by explaining why investors demand higher returns for taking on more systematic risk.
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Stock Valuation
Value stocks using the Dividend Discount Model, free cash flow models, and relative valuation multiples. These three approaches form the core toolkit for equity analysis in both academic and professional settings. Knowing when to apply each method is as important as the math itself.
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Working Capital Management
Optimize cash, receivables, inventory, and payables to keep the firm liquid without tying up excess capital. Working capital management bridges the gap between accrual-based profitability and real cash availability. A firm can be profitable on paper yet fail if it cannot meet short-term obligations.
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Capital Structure
Understand how the mix of debt and equity affects firm value, risk, and WACC. Explore Modigliani-Miller and trade-off theory. Capital structure theory answers one of the most fundamental questions in corporate finance: does how you finance a firm change what the firm is worth?
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Dividend Policy
Explore how firms decide between paying dividends, repurchasing shares, or retaining earnings for growth. Dividend policy involves trade-offs between returning cash to shareholders today versus reinvesting for higher future value. The theoretical debate centers on whether the payout method even matters in a frictionless market.
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Mergers & Acquisitions
Analyze deal structures, valuation in M&A, synergies, and the accretion/dilution framework used on Wall Street. M&A is where many corporate finance concepts come together: valuation, capital structure, and strategic analysis. Understanding deal mechanics is essential for investment banking and corporate development careers.
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International Finance
Navigate exchange rates, purchasing power parity, interest rate parity, and cross-border capital budgeting. International finance adds a currency layer to every domestic finance concept, requiring students to manage exchange rate risk and understand how inflation and interest rate differentials drive currency movements.
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Derivatives & Options
Price options with Black-Scholes, understand put-call parity, and use forwards and futures for hedging. Derivatives seem complex but most exam problems test a handful of core relationships. Mastering payoff diagrams and put-call parity covers the majority of what you will see on finance exams.
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Portfolio Theory
Build efficient portfolios using Markowitz mean-variance optimization. Understand the efficient frontier and the role of correlation. Portfolio theory provides the mathematical foundation for why diversification works and how investors can maximize returns for a given level of risk.
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Behavioral Finance
Explore how cognitive biases like overconfidence, anchoring, and loss aversion affect investor decisions and market prices. Behavioral finance challenges the assumption that markets are perfectly efficient by documenting systematic patterns in how real people make financial decisions.
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Study Resources
Formulas, practice problems, glossary, and more
Finance Formulas
Essential formulas for TVM, NPV, WACC, CAPM, bond pricing, and financial ratios.
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Practice Problems
Work through capital budgeting, bond valuation, risk-return, and working capital problems.
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Finance Glossary
Clear definitions for discount rate, beta, WACC, terminal value, and 20+ key terms.
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Concept Comparisons
NPV vs IRR, stocks vs bonds, debt vs equity, and more side-by-side.
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Study Guides
Comprehensive guides for TVM exams, bond valuation, WACC calculation, and CFA prep.
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Everything You Need
Study tools for finance students, plus AccountingIQ for accounting homework
Snap Accounting Problems
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Worked Examples
Complete step-by-step solutions with formulas and calculations.
Key Formulas
TVM, CAPM, WACC, bond pricing, and more at your fingertips.
Financial Analysis
NPV, IRR, and capital budgeting decision frameworks.
Mistakes & Tips
Learn from common errors before you make them.
Solution History
AccountingIQ saves your solved problems to review before exams.
Perfect For
Finance Class Students
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CFA Exam Candidates
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Frequently Asked Questions
Everything you need to know about FinanceIQ
FinanceIQ is a study site for finance class: formulas, calculators, practice problems, a glossary and study guides covering time value of money, capital budgeting, valuation, bond pricing, WACC, risk and return, and more. For step-by-step help with accounting homework, our solver app is AccountingIQ: snap a photo of a problem and it shows every step, from journal entries and bonds to ratios and financial statements.
Students first. The guides, formulas and practice problems are written for undergraduate and MBA finance classes, and the worked solutions show the intermediate calculations the way homework and exams expect. CFA Level I candidates and early-career analysts can use the formulas and practice problems for review too.
The core corporate finance and investments topics: time value of money (present value, future value, annuities, perpetuities), NPV, IRR, payback period, bond valuation, stock valuation (DDM, multiples), WACC, CAPM, beta estimation, portfolio theory, option pricing basics, capital structure, working capital management, and M&A analysis.
Yes, for review. The site is designed for coursework, but its formulas, practice problems and study guides cover TVM, fixed income, equity valuation, corporate finance, and portfolio topics that also appear on the CFA Level I exam. FinanceIQ is not affiliated with CFA Institute and is not a substitute for the official curriculum.
No. The formulas, calculators and study guides on this site work without an account. AccountingIQ, our accounting solver app, is on the App Store and Google Play, with a subscription that unlocks more scans and detailed step-by-step answers.
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